Description: The Society of Actuaries (SOA) is pleased to present historical U.S. population mortality rates by gender and single year of age for calendar years 2000-2019. To develop these rates, the SOA relied upon data furnished by the Centers for Disease Control and Prevention, Centers for Medicare and Medicaid Services, the U.S. Census Bureau, and the Social Security Administration.

Description: This report covers historical mortality from 1999-2018 by race as categorized by population data from the Centers for Disease Control and Prevention’s (CDC) WONDER database. Mortality for all deaths and six specific causes of death are considered over this period. Additionally, in 2020, the COVID-19 pandemic has influenced mortality as a whole and this report shows the breakdown of COVID-19 deaths by race.

Description: Historical U.S. population mortality rates by gender and single year of age for calendar years 2000-2016.

Description: The Society of Actuaries (SOA) is pleased to present historical U.S. population mortality rates by gender and single year of age for calendar years 2000-2017.

Description: Unfortunately, the United States is about to reach and exceed 3,000,000 deaths for the first time in a single year. In addition, the U.S. may reach 1,000 deaths per 100,000 of the population. At the SOA, we’d like to hear your comments and thoughts on these trends. Is 2020 an anomaly? Will these mortality trends continue?

Description: U.S. Population Mortality Observations – Updated with 2021 Experience

Description: Summarizes, in tabular form, mortality improvement rates referring to recently released report from CDC based on 2003 death rates.

Description: A review/highlights of the report on US population mortality improvements for the 4 years up to 2001

Description: Highlights the key takeaways from the 2021 published SOA PLT study on lapse and mortality experience of US term plans in the post level term period. This article explains the new insights in the latest study including a comparison of PLT experience between Jump to ART and Graded structures. The important variables driving PLT experience and the relationship between lapse and mortality experience are also discussed.

Description: Term Life insurance is a popular product in the U.S. As a growing number of policyholders have been reaching the end of the level term period, the SOA has been committed to studying policyholder behavior in the post-level term (PLT). Shock lapse, post-level term lapse and mortality have previously been analyzed in SOA PLT studies conducted in 2010 and 2014. This study provides an update of experience and some valuable new insights.